Scale It BudgetKnow what you actually keep - every single hour.
Scale It Budget turns your pay, tax, super and bills into one honest number: your real take-home rate per hour - and whether you're ahead or behind this payday.
Sam & EllieWorking hard - but the money just disappears?
You earn a decent wage, yet somehow there's nothing left by payday. Budget apps track what you spent last week. None of them tell you what an hour of your life is actually worth.
Payday to payday
Money lands, money vanishes. You can't say where it went or how much was ever really yours to keep after tax and bills.
Working for less than you think
Unpaid overtime, extra shifts, hours you never claimed. Your "hourly rate" and what you truly take home are two very different numbers.
Tax & super are a mystery
PAYG, leave loading, super, a side gig at tax time. It's guesswork - so you're never quite sure if you're actually getting ahead.
One app that tells you the truth about your money
It does the maths other budget apps ignore - your real take-home rate per hour, what your life costs per hour, and whether you're getting ahead - and puts it in your pocket. No spreadsheets. No guesswork.
Are you ahead or behind - this payday?
Your home screen answers the only question that matters. Confirm each week's pay and hours in seconds and watch your real position build across the month and the financial year.
- ✓ Your true take-home rate vs what your life costs per hour
- ✓ Gross, tax, take-home and super for the year, at a glance
- ✓ Leave & sick days accrued and used, tracked automatically
- ✓ Plain-English alerts when you're spending more than you keep
What your life actually costs - per hour
Add your rent or mortgage, bills, groceries and subscriptions once. Scale It Budget spreads them across the hours you work to reveal the rate you need just to break even - before you spend a cent on anything fun.
- ✓ Your break-even rate per hour, done properly
- ✓ Position by hour, day, week, month or year
- ✓ See exactly where every dollar goes
Confirm your week in under a minute
Tap in the hours you worked and Scale It Budget calculates your take-home, tax and super using real Australian rates - then feeds it straight into your position. One-off income or a surprise bill? Log it in seconds.
- ✓ Weekly pay & hours, take-home worked out for you
- ✓ PAYG tax and super to Australian rates*
- ✓ Add extra income and one-off expenses on the fly
You and your partner, one clear picture
Add your partner and see the whole household in one place - combined and per person. Switch whose view you're looking at, keep joint bills separate, and finally have the money conversation with real numbers.
- ✓ Combined take-home vs total costs at a glance
- ✓ Per-person income and spending, side by side
- ✓ Joint bills tracked on their own line
Everything you need to take control of the money
Calendar
See pay weeks, bills due and your state's public and school holidays in one month view, so nothing sneaks up on you.
What-if simulator
Pay off a loan, drop to four days, take leave or pick up a second job - see the effect on your position before you commit.
Leave & super tracking
Holiday and sick days accrue as you work, and your super builds up in the background - no maths required.
Extra income
Side gig, overtime or a one-off windfall? Log it and see what it really adds after tax, per hour.
Savings & surplus
See exactly what's left over each period - the money that's genuinely free to save or spend on purpose.
Works on any phone
Mobile-first and always with you. Confirm a week or check your position from the couch in under a minute.
Stop wondering where the money went
Within a week you'll see money differently - because for the first time you'll know the real number behind every hour you work.
Less than one forgotten subscription
One plan for your whole household. Your partner's included. Cancel anytime.
- ✓ Running Position, Overheads & your true take-home rate
- ✓ Weekly Tracker with Australian tax & super*
- ✓ Leave tracking, extra income & one-off expenses
- ✓ Calendar, What-if simulator & savings view
- ✓ You + your partner in one household - included
Everything else you're wondering
Do I need to be good with numbers or spreadsheets?
No. You enter your basics once during a guided setup - your pay, hours and bills - and the app does the maths. Every number has a plain-English "what's this?" explainer.
Is it built for Australia?
Yes. PAYG tax to ATO weekly rates, super, leave loading, the Australian financial year (1 July - 30 June) and state public and school holidays are all handled.
Will it work on my phone?
Absolutely - it's mobile-first. Confirm your week's pay or check your position from anywhere in under a minute.
Can my partner use it too?
Yes. Add your partner to the same household and see combined and per-person numbers, and switch whose view you're looking at. It's included in the one plan.
Does it replace my accountant?
No - it helps you understand your money day to day and be better prepared. For tax returns and advice, you should still see your accountant.
What if it's not for me?
There's no lock-in contract - cancel anytime in a couple of taps.
Know what you keep. Get ahead on purpose.
Stop guessing where the money goes. See exactly what every hour is worth - starting today.
Australian tax & super ready* · Works on any device · Cancel anytime